Apply for finance
Don't wait — get the gear you love now. A fast, simple application, and our team guides you end to end.
Start application What you'll need
We make lending a breeze
Enjoy the convenience of a personal shopper who guides you through the whole application — a seamless experience from start to finish.
Easy payments
Flexible finance up to $10,000 to bring your home to life.
One-stop shop
We secure offers from trusted lenders — Gilrose Finance, Finance Now, Columbus Finance and more.
Fairer, clearer
Fixed rates, secure technology, and around 90% of approvals within 2–3 hours.*
What you'll need
Have these ready to speed up your approval:
- NZ citizen or resident — or a work visa valid for at least 12 months
- 18 years or older
- Photo ID (NZ driver licence or passport)
- Your most recent 3 months' bank statements
- Currently living in New Zealand
Finance application
Complete the form below and we'll be in touch. Your details are kept private and secure.
Questions people ask
What will my interest rate be?
Interest rates vary based on your credit profile and loan amount. Our team will give you a personalised rate after reviewing your application.
What will my repayments be?
Your repayment depends on the loan amount, interest rate and term. We'll provide a clear repayment schedule once your application is approved.
Can I pay off my loan early?
Yes — you can pay it off early with no penalties, which can save you on interest.
How long does approval take?
Typically 30 to 60 minutes to review and give a decision once all requirements are in.
Are beneficiaries and pensioners accepted?
Yes. We consider applications from beneficiaries and pensioners, assessed individually based on your circumstances.
*Approval times are indicative and depend on your application and the lender. Finance is provided by approved third-party lenders. Lending criteria, fees, terms and conditions apply.
Visit us
32 Saleyards Road, Ōtāhuhu, Auckland 1062
Mon–Fri 9:00am–5:30pm · Sat–Sun 10:00am–4:30pm